Vet care is getting more expensive. Here’s how to save money and keep pets healthy

A recent study found veterinary care has risen more than 60% since 2014. A low-cost clinic in Texas has tips for lowering your bills.

By Laura RiceAugust 25, 2026 2:56 pm, ,

High costs are leading a lot of folks to make some hard decisions about spending, including on their pets.

A poll from Gallup and PetSmart charities found more than half of pet owners skipped needed veterinary care. Most said they did so because it was too expensive.

But that can lead to other problems for families and communities.

“When people start to skip these appointments, what can happen is that a small problem starts to escalate,” said Cathy Rosenthal, director of public outreach for the Spay Neuter Network.

When a problem becomes too severe, Rosenthal says people sometimes surrender their pets to a shelter in hopes they can get the care they need.

To avoid those and other problems (some vaccinations are required by law!), here are her tips for keeping vet care more affordable.

1. Don’t skip the annual appointment

It can seem unnecessary, especially when a pet seems healthy. But this again comes down to the idea that catching something early is going to keep costs down in the long-term.

2. Don’t be afraid to ask for a better price

Rosenthal says some veterinarians might be able to work with you to find affordable care. Other times, you may need to call around. But, again, being on top of things early will help.

“Don’t wait till the problem gets worse or it’s in a crisis situation because then you’re having to make quick decisions and you can’t take the time you need to look around for more affordable care,” Rosenthal said.

 

3. Seek out spay/neuter and vaccination clinics

The Spay Neuter Network was founded in Kaufman County in 2004 and has expanded to operate clinics across the DFW area, in San Antonio and a mobile clinic. Rosenthal says if you’re out of their service area, it’s likely there’s another option near you.

“You can call animal care services, and you can call animal shelters — like nonprofit animal shelters. They should be able to tell you what low-cost services are available,” Rosenthal said. “Almost every community will have low-cost vaccinations. Most communities will have some sort of low-cost spay/neuter resource.”

She acknowledges it can be harder to find these resources in some rural parts of Texas.

4. It’s OK to ask for help, even if you’re a higher earner

According to the PetSmart Charities-Gallup poll, higher earners were also skipping vet care because they “could not afford the cost” or the “care was not worth the cost.”

While those in the lower income brackets are the primary service targets of low-cost clinics such as the Spay Neuter Network, Rosenthal says most people are feeling the bite of higher veterinary costs. She says higher earners might be able to pay a lower premium for services that would be free for others.

Three young women look on as a veterinarian performs a surgey.

Courtesy Spay Neuter Network

Dr. Jennifer Lavender mentors new veterinarians in high-volume surgery.

The big picture

Costs of veterinary care are up just as most prices are. But Rosenthal says another factor is a shortage in veterinary workforce – specifically those providers able to provide high-volume spay/neuter surgeries.

“Those vets that started the program 30 years ago are now retiring. And we’re combining that with the fact that veterinarians are coming out of vet school with only one to two surgeries under their belt. So the only way they can learn surgery is through private practice of vet who’s already a surgeon teaching them surgery,” Rosenthal said.

She says the Spay Neuter Network is trying to address this as well. It launched a mentorship program in 2024 training, so far, about 225 newer vets in high-volume surgery.

“They’re not just helping nonprofit clinics, they’re gonna go back to private practice clinics and be able to do more spay neuter surgeries as well,” Rosenthal said.

Her bottom-line message for pet owners: “There is help out there. They just need to call around and try to find it.”

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